
Commercial insurance, properly placed.
A broker who actually picks up the phone. A named broker on your file, access to a specialist insurer panel, and in-house claims support when the call matters most.
Or jump straight in
Brokers who
answer the
phone.
Insurance is only as good as the people placing it and the people handling the claim. That is the work we do.
- Experience
Backed by 45+ years of commercial broking experience
More than four decades placing UK commercial risk sits behind every quote. That depth means we know which insurer to approach for which risk, which underwriter to call when something needs a conversation, and where the cover gaps tend to hide. You get terms shaped around your business.
- Service
A named broker for every client
One person who knows your fleet, your renewal date and your claims history. Direct dial, direct email.
- Access
A specialist insurer panel
We approach the market on your behalf, including specialist insurers where the risk benefits from a specialist market. Hard-to-place risks are something we do regularly.
- Claims
In-house claims support
Your broker stays with you from first notification to final settlement. The handler does not disappear once the claim is logged.
Our products.
One specialist broker.

Motor Trade Insurance
For dealers, garages & traders
Explore cover
Fleet Insurance
From two vehicles to two hundred
Explore cover
HGV Insurance
Lorry, articulated & 7.5 tonne
Explore cover
Courier Insurance
Same-day, multi-drop & parcel network
Explore cover
Haulage Insurance
Contractors, cartage & continental
Explore cover
Public and Employers’ Liability Insurance
Public & employers’ liability, £1m to £10m
Explore cover
Commercial Property Insurance
Buildings, contents & interruption
Explore cover
Goods in Transit Insurance
CMR & own-goods, single or annual
Explore cover
A claims process
built for business.
When a claim lands, your account manager stays involved from first notification to final settlement. One file, one named broker, one line to call.
First call
You notify us
One phone call or email to your account manager. No scripted intake. First notification of loss is logged on the spot.
Assigned
Handler assigned
A real person becomes responsible for your claim, with their direct line and a reference number. Your broker stays on the loop.
In flight
Insurer liaison
We handle the back and forth with insurers, engineers and legal teams. You stay informed, never buried in email chains.
Resolution
Settled
Interim payments requested where we can, final settlement negotiated hard. The case stays with your broker until closure.
Trades and sectors we specialise in.
If the trade is not listed, call us anyway. Most of what we place never makes the brochure.
Questions business owners
actually ask us.
If you cannot find what you need here, call the office or drop us a line. A real broker will answer.
A broker works on your side, not the insurer’s. We scope the risk, approach the market on your behalf, negotiate terms, arrange the policy and then handle the paperwork, mid-term changes and claims for you. The advantage is access to a specialist insurer panel without you having to chase quotes yourself.
Yes. We place single-vehicle motor trade road risks through to 500-strong mixed commercial fleets. Our HGV desk handles haulier, own-goods and owner-driver cover including goods in transit and continental extensions.
For standard commercial risks we move quickly. Larger fleets, unusual trades and high-value property risks take longer because we approach multiple insurers for you. Either way, your broker stays in touch so you are not left wondering.
You can. We handle the transfer from your current broker so there is no administrative burden on you. In most cases your policy continues uninterrupted and your broker transfers to us on the insurer’s records the same day we submit the request.
Yes. Wedgewood Brokers Ltd is authorised and regulated by the Financial Conduct Authority under firm reference [FCA_NUMBER]. You can verify our status at any time on the FCA’s Financial Services Register.
Typically a schedule of vehicles, a list of drivers, five years of claims experience and your current policy documents. If you are missing any of that, send what you have and we will help fill in the gaps with your current broker or insurer.
Often, yes. We approach specialist insurers where the risk benefits from a specialist market, so we can usually place risks declined elsewhere. Call us and we will tell you honestly whether we can help.
You call us, not the insurer. Your account manager and an in-house claims handler will log the first notification, assign a reference and liaise with the insurer on your behalf.
Start with what you need cover for.
Pick a product and we will tailor the next questions around it. Two minutes, then a broker calls you back.
Most quoted
Leave your number. A broker calls back.
Working hours Monday to Friday. Outside of that, leave a number and we will pick it up the next working morning.
