All household cars
Comprehensive cover for every car on the schedule, with named-driver allocations across the household.
e.g. A family of four with three cars covering the parents and a recently-licensed teenager.

Family fleet insurance covering household vehicles on one policy, multiple cars, multiple named drivers, one renewal date.
Family fleet insurance is a fleet-style policy structured for households running two or more vehicles. Often cheaper than separate private motor policies for multi-car families.
Comprehensive cover for every car on the schedule, with named-driver allocations across the household.
e.g. A family of four with three cars covering the parents and a recently-licensed teenager.
Each driver named across the cars they typically use, with no-claims discount preserved per driver where possible.
e.g. Both parents drive both cars; the teenager drives one specific car under restricted cover.
No more juggling four different motor renewal dates across the year. One annual conversation with the broker.
e.g. All household renewals consolidated to one date in March after the first year of cover.
The household types we most commonly place family fleet cover for.
Multi-car families
Two-parent households with two or three cars between them.
Newly-licensed teen drivers
Households adding a teenager to the existing household cars.
Holiday-home households
Families with a car at the main home and another at a second property.
Multi-generation households
Households with adult children or grandparents living in the family home.
Classic + everyday combo
Households with a classic car alongside daily-drive vehicles.
High-mileage commuters
Two-commuter households both driving daily.
EV + petrol mix
Households transitioning to electric, with old and new cars on one policy.
Higher-net-worth households
Households with multiple high-value cars wanting consolidated cover.

Tell us about the household, cars, drivers, mileage. Specialist family fleet markets across the UK.
The questions we hear most often from multi-car households.
Most insurers consider a family fleet from 2 or more cars; some specialist markets require 3+. Below that, individual private motor policies are usually the alternative.
Cannot see your question? Speak to a broker on 0800 123 4567.
Why brokers, why us
FCA regulated
Authorised and regulated by the Financial Conduct Authority.
45 years broking
Long-standing relationships across the UK insurer market.
Named broker
A direct line to the same person at quote, renewal and claim.
Independent
No tie-ins. We use the market that fits the household.
● Cover that often sits alongside this

Ready when you are
Two minutes to tell us about the household. Terms back from a specialist family fleet panel. Your named broker on the file from day one.