Wedgewood Brokers Ltd
Household fleet cover

Family Fleet Insurance

Family fleet insurance covering household vehicles on one policy, multiple cars, multiple named drivers, one renewal date.

Around 2 minutes to startBroker callbackFCA regulated, secure submission
Or call 0800 123 4567
What it covers

One policy for every car in the household.

Family fleet insurance is a fleet-style policy structured for households running two or more vehicles. Often cheaper than separate private motor policies for multi-car families.

All household cars

Comprehensive cover for every car on the schedule, with named-driver allocations across the household.

e.g. A family of four with three cars covering the parents and a recently-licensed teenager.

Multi-driver flexibility

Each driver named across the cars they typically use, with no-claims discount preserved per driver where possible.

e.g. Both parents drive both cars; the teenager drives one specific car under restricted cover.

One renewal, one renewal date

No more juggling four different motor renewal dates across the year. One annual conversation with the broker.

e.g. All household renewals consolidated to one date in March after the first year of cover.

Who family fleet insurance suits

Multi-car households of every shape.

The household types we most commonly place family fleet cover for.

Multi-car families

Two-parent households with two or three cars between them.

Newly-licensed teen drivers

Households adding a teenager to the existing household cars.

Holiday-home households

Families with a car at the main home and another at a second property.

Multi-generation households

Households with adult children or grandparents living in the family home.

Classic + everyday combo

Households with a classic car alongside daily-drive vehicles.

High-mileage commuters

Two-commuter households both driving daily.

EV + petrol mix

Households transitioning to electric, with old and new cars on one policy.

Higher-net-worth households

Households with multiple high-value cars wanting consolidated cover.

When you are ready

Two minutes to start. A broker takes it from there.

Tell us about the household, cars, drivers, mileage. Specialist family fleet markets across the UK.

Or call 0800 123 4567
Frequently asked

Questions before you click submit.

The questions we hear most often from multi-car households.

  • Most insurers consider a family fleet from 2 or more cars; some specialist markets require 3+. Below that, individual private motor policies are usually the alternative.

Cannot see your question? Speak to a broker on 0800 123 4567.

Why brokers, why us

FCA regulated

Authorised and regulated by the Financial Conduct Authority.

45 years broking

Long-standing relationships across the UK insurer market.

Named broker

A direct line to the same person at quote, renewal and claim.

Independent

No tie-ins. We use the market that fits the household.

Cover that often sits alongside this

Ready when you are

One policy. Every household car. One renewal.

Two minutes to tell us about the household. Terms back from a specialist family fleet panel. Your named broker on the file from day one.

Two minutes to startSpecialist family fleet panelNamed broker, day one
Or call 0800 123 4567