Motor across every unit
Comprehensive cover for 7.5 tonne rigids, articulated tractor units and trailers in one schedule.
e.g. A national haulier with 6 artics and 4 rigids on one HGV fleet policy.
HGV fleet cover
HGV Fleet Insurance
Multi-lorry HGV fleet cover for hauliers, motor, goods in transit and continental cover bundled under one schedule with one renewal date.
Around 2 minutes to startBroker callbackFCA regulated, secure submission
What it covers
Motor, cargo and liability, one schedule, every vehicle.
HGV fleet insurance is the multi-vehicle version of haulage cover. Every lorry on the schedule carries motor, with goods in transit and liability bolted into the same renewal.
Goods in transit bundled
Cargo cover packaged with the motor, RHA, CMR or all-risks, on the same renewal.
e.g. A pallet network member with mixed loads on RHA terms.
Public and employers liability
PL for incidents off the road, EL for drivers and yard staff, bundled into a combined HGV fleet policy.
e.g. A driver injures a forklift operator at a customer depot, both the depot and the driver are covered.
Mixed-weight fleets
Haulage fleet insurance for the trade.
The operators we most commonly place HGV fleet cover for. Mixed-weight fleets including 7.5 tonne, rigids and artics all sit on one schedule.
General hauliers
Multi-vehicle hauliers carrying third-party goods on national routes.
Own-goods operators
Manufacturers and merchants moving their own stock between sites.
Logistics networks
Pallet network members and contracted distribution operators.
Tipper and aggregate
Multi-vehicle tipper and aggregate operators.
Plant transporters
Heavy plant movers with specialist trailers.
Refrigerated hauliers
Frozen, fresh and pharma temperature-controlled fleets.
European operators
Cross-border hauliers running CMR routes into mainland Europe.
7.5 tonne fleets
Smaller hauliers running multi-vehicle 7.5 tonne operations.
When you are ready
Two minutes to start. A broker takes it from there.
Tell us about the operation, vehicles, drivers, goods, area. Specialist HGV fleet markets, including continental and ADR.
Frequently asked
Questions before you click submit.
The questions we hear most often from HGV fleet operators.
Most HGV insurers consider a fleet from 2 or 3 lorries. Below that, individual HGV policies are the alternative. Above 5 vehicles you are firmly in fleet underwriting territory with the broadest market access.
Cannot see your question? Speak to a broker on 0800 123 4567.
Why brokers, why us
FCA regulated
Authorised and regulated by the Financial Conduct Authority.
45 years broking
Long-standing relationships across the UK insurer market.
Named broker
A direct line to the same person at quote, renewal and claim.
Independent
No tie-ins. We use the market that fits the operation.
● Cover that often sits alongside this
Ready when you are
One schedule. Every lorry. Every renewal.
Two minutes to tell us about the fleet. Terms back from a specialist HGV fleet panel. Your named broker on the file from day one.
Two minutes to startSpecialist HGV fleet panelNamed broker, day one