Multi-vehicle motor
Comprehensive cover across every vehicle on the schedule, regardless of mix, cars, vans, light commercials.
e.g. A family-run building firm with 2 vans, a Luton and 2 cars on one policy.
Small fleet cover
Small Fleet Insurance
Small fleet insurance for businesses with 2 to 10 vehicles. Mini fleet policies covering cars, vans and mixed fleets under one renewal date.
Around 2 minutes to startBroker callbackFCA regulated, secure submission
What it covers
The bridge between individual policies and a full fleet.
Small fleet insurance is a fleet motor policy structured for businesses with 2-10 vehicles. The same underwriting framework as a larger fleet, just lighter and quicker to place.
Mini fleet specialism
Some insurers specifically write "mini fleet" policies for 2-5 vehicles, with lighter underwriting and faster turnaround.
e.g. A florist firm with 4 vans on a mini fleet policy.
Mixed-vehicle small fleets
Mixed cars, vans and HGVs all sit on one small business fleet schedule.
e.g. A family-owned haulier with a 7.5 tonne lorry plus 2 vans on one renewal.
Small business fleet cover
Who runs a small fleet.
The businesses we most commonly place small fleet cover for.
Family-run trade firms
Multi-generation tradespeople running 2-5 vans across crews.
Small couriers
Independent couriers with 2-4 vehicles before they need full fleet structure.
Local services
Cleaners, washroom servicers, mobile-service firms.
SME businesses
Small businesses running a handful of company cars and vans.
Single-site retailers
Retailers with delivery vans plus the manager's car.
Owner-operator hauliers
Small hauliers with 2-3 vehicles before they reach standard fleet.
Service contractors
Maintenance, security and lock contractors.
Multi-vehicle owner-drivers
Sole-trader operators with 2-3 vehicles for crew use.
When you are ready
Two minutes to start. A broker takes it from there.
Tell us about the small fleet, vehicles, drivers, use case. Specialist mini fleet markets.
Frequently asked
Questions before you click submit.
The questions we hear most often from small fleet operators.
Most insurers consider 2-10 vehicles small or mini fleet. Above that, you are typically into standard fleet underwriting with the broader market access that brings. Small fleet insurance is the bridge between individual commercial vehicle policies and a full fleet schedule.
Cannot see your question? Speak to a broker on 0800 123 4567.
Why brokers, why us
FCA regulated
Authorised and regulated by the Financial Conduct Authority.
45 years broking
Long-standing relationships across the UK insurer market.
Named broker
A direct line to the same person at quote, renewal and claim.
Independent
No tie-ins. We use the market that fits the operation.
● Cover that often sits alongside this
Ready when you are
One policy. Every vehicle. One renewal.
Two minutes to tell us about the small fleet. Terms back from a specialist mini fleet panel. Your named broker on the file from day one.
Two minutes to startSpecialist mini fleet panelNamed broker, day one